Financial Guidance
We’ve put together a list of financing options that make it easy to get your CamperBoxx without the typical RV loan headaches. These are unsecured personal loans, so there’s no need for a vehicle title, lien, or collateral — just a simple approval process and direct funds to you.
Once you’re approved, you can place your pre-order with a deposit, and then pay the remaining balance once your unit is ready (60–90 day lead time). Prefer to pay it all upfront? That works too. We’re here to work with whatever suits your budget and timeline.
Whether you're financing for convenience or flexibility, this is the easiest way to secure your CamperBoxx and start planning your next adventure — no strings attached.
Loan Amount: $5,000 – $100,000
APR: Starting from 7.49% (with AutoPay)
Credit Score: Good to Excellent (typically 680+)
Funding Time: Same-day possible
Why We Recommend:
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Perfect for larger purchases like The CamperBoxx
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No fees, flexible loan terms (24 to 84 months)
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Super fast and paperless process
How to Apply:
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Visit www.lightstream.com
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Select “Recreational” or “Home Improvement” loan
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Apply in minutes — receive funds directly
Loan Amount: $5,000 – $100,000
APR: 8.99% – 25.81%
Credit Score: 680+ recommended
Funding Time: 1–2 days
Why We Recommend:
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No fees, fixed interest rates
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Option to prequalify without affecting your credit
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Unemployment protection benefit
How to Apply:
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Go to www.sofi.com
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Select "Personal Loan"
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Prequalify with soft credit check
Loan Amount: $1,000 – $50,000
APR: 6.4% – 35.99%
Credit Score: Fair credit accepted (600+)
Funding Time: As fast as 1 business day
Why We Recommend:
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Uses AI to consider more than just credit score
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Friendly for new credit or lower scores
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Very transparent terms
How to Apply:
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Visit www.upstart.com
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Answer a few questions and check your rate
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Funds are paid directly to you
Loan Amount: $1,000 – $40,000
APR: 9.57% – 35.99%
Credit Score: 600+
Funding Time: ~2 days
Why We Recommend:
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Peer-to-peer lending model
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Joint applications allowed
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Simple and fast process
How to Apply:
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Head to www.lendingclub.com
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Choose “Personal Loan”
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Use funds however you’d like — including for a CamperBoxx
Loan Amount: $2,500 – $40,000
APR: 7.99% – 24.99%
Credit Score: 660+
Funding Time: Next day
Why We Recommend:
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Well-known bank with solid reputation
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Flexible use for recreational or home products
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Great for buyers who want predictability
How to Apply:
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Get a rate quote with no credit impact
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Apply and receive funds via direct deposit
Loan Amount: $2,000 – $35,000
APR: 9.95% – 35.99%
Credit Score: 580+
Funding Time: As soon as next business day
Why We Recommend:
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More accessible to fair credit applicants
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Great for those rebuilding credit
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Simple mobile-friendly application
How to Apply:
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Visit www.avant.com
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Prequalify in minutes
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Funds go directly to your bank account